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    Shopping with your personal account is simple. On every statement, we give you the following payment options, just pick the one that suits you.

    1. Pay your balance in full by the date shown on your statement and you won’t pay any interest.
    2. Spread the cost to suit your budget and pay the minimum payment amount shown on your statement. If you choose to spread the cost by opening a personal credit account, it will cost you more than if you pay for the items in full.
    3. Pay anything in between.
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    Credit is subject to status. To open a Personal Credit Account, you must be a UK resident and over 18 years of age. New customers only. JD Williams & Company Limited, trading as Simply Be is authorised and regulated by the Financial Conduct Authority and can be found on the Financial Services Register. Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367.

    See full Terms and Conditions >
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