Spread the Cost

Shopping with your personal credit account is simple. On every statement, we give you the following payment options, just pick the one that suits you.

  1. Pay your balance in full by the date shown on your statement and you wonÂ’t pay any interest.
  2. Spread the cost to suit your budget and pay the minimum payment amount shown on your statement. If you choose to spread the cost by opening a personal credit account, it will cost you more than if you pay for the items in full.
  3. Pay anything in between.
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Credit subject to status and creditworthiness. Terms and Conditions apply. JD Williams & Company Limited trading as The Kids Division is authorised and regulated by the Financial Conduct Authority and can be found on the Financial Services Register. Firm Reference Number 311618. Registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367. VAT registration number: 148 8796 03.

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